Want Cheap Touring Caravan Insurance?

Let us start by keeping in mind that cheap touring caravan insurance might be tricky to find - if for no other reason that what someone else finds suitable and cheap may not strike you as being similarly so.

However, trying to keep your costs down is understandable, so here are a few things you may wish to think about.

you may be able to keep your costs down if you do not try to insure young or inexperienced drivers on the towing vehicle; although tourers are, by definition, mobile, you may be able to obtain lower prices if you commit to only using formal approved parking sites; insurers may regard continental touring to be of higher risk than UK. Therefore, you may be able to keep your premiums lower if you reduce the number of days you plan to use your vehicle outside of the country; insurers typically like to see indications of maturity and responsibility and some consider membership of a caravan or owners club to be such an indication - you may get some discounts as a result; they may also welcome signs that you are taking life seriously by fitting alarms and additional security devices - things that may result again in discounts (in passing - note that for tourers the use of hitchlocks and wheel clamps may be obligatory); you may get closer to your goal of cheap touring caravan insurance if you avoid parking your caravan on the public road when it is not in use. That is because yet again, the insurers may offer you a more attractive price for reducing the risks of accidents in passing etc; the further you drive your tourer, statistically the more likely you are to have an accident. Therefore, if you reduce the amount of annual mileage you plan to do, this may again result in insurance price reductions for you; if you store your caravan over winter, then once again, using a secure storage service (or garaging your caravan) may also be lower cost in insurance terms than if you just leave it on your driveway or, worse, the public road.

These are all ways you may be able to keep your insurance bills a little lower and make progress towards that cheap touring caravan insurance concept!

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